E-xact Knowledge Base

All 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Word Description
Card Not Present Account A merchant account that is established for businesses where credit cards are primarily accepted by phone, mail, or over the Internet and therefore are "not present." Sometimes known as a Mail Order/Telephone Order (MOTO), or E-commerce account.
Chargeback When a consumer contests a purchase that appears on his/her banking statement and they charge it back to the merchant.
Checkout Process URL: The URL for the shopping cart handler that processes the transaction results for a payment. an unmodified zencart installation this would be [base URL]/index.php?main_page=checkout_process. Or [base URL]/catalog/checkout_process.php for oscommerce.
CID Cardholder Identification Data. CID is the American Express term for the 4-digit security code on the front of the credit card. For Visa and MasterCard, it is 3-digits and located on the back.
Clearing The process whereby financial institutions collect or pay out for items drawn on, or paid into, accounts in their institution. E-xact Transactions settles according to the credit card companies' agreements with banking institutions.
Client Library A client library allows you to make API calls from any website and makes it easy to create Ajax applications. Since the library does not require any server-side code on the merchant's server, a payment page can be created and hosted on any web site that serves static HTML.
COM Component Object Model. COM makes it easier to create components (pieces of code) or use preexisting components that can interact with other components and applications (using the object model). A big advantage is that these components can be written using a variety of computer languages.
CTR Customer Transaction Record. With E-xact's Transaction Processing Solution, the CTR is issued upon completion of a transaction. It states the business name, has an authorization number, and lists all important transaction details.
CVC2 Card Validation Code 2. CVC2 is the MasterCard term for the 3-digit security code on the back of the credit card (Visa and MasterCard). For American Express, it is 4-digits and located on the front.
CVD Cardholder Verification Data. CVD is a 3-digit security code on the back of the credit card (Visa and MasterCard). For American Express, it is 4-digits and located on the front. Also known as CVV, CVV2 (Visa), CID (American Express), and CVC2 (MasterCard).
CVV Cardholder Verification Value a 3 or 4 digit security code on the back of the credit card (Visa and MasterCard). For American Express, it is 4-digits and located on the front.
CVV2 Cardholder Verification Value2. CVV2 is the Visa term for the a 3-digit security code on the back of the credit card (Visa and MasterCard). For American Express, it is 4-digits and located on the front.